Living Benefits, Hickory, NC

HomeLife Insurance, Hickory, NCLiving Benefits, Hickory, NC

I can help you decide between life insurance with and without living benefits coverage.

One of the questions I get asked quite often at Unifour Life and Retirement in Hickory, North Carolina is what living benefits are good for. The simplest explanation is that, in the event of a critical, chronic, or terminal illness, policy holders can receive up to 90 percent of the face amount depending on the severity of the illness.

Living Benefits in Hickory, North Carolina

Most people do not realize that, with the right life insurance, you can have financial protection during your life, not just protection for your family after you pass. Transamerica offers two term life insurance options, so you can choose only death benefit protection or include living benefits. Living benefits are also an option with term and permanent plans of life insurance. I am happy to go over the different available term contract lengths, how it works with permanent life coverage, who is eligible to apply for the living benefits product, and other information you need to know about how this product works before making the decision to move forward.

It is important to note that not all insurance companies offer living benefits, and those that do might be considerably different than what Transamerica has to offer. I work only with Transamerica because I believe they are the best life insurance company in the world. Since 1904, they have proven themselves to be an insurance giant that you can depend on for quality products.

If you would like to know more about living benefits and other aspects of life insurance, don’t hesitate to reach out today to learn more. You won’t find someone else who is as knowledgeable and passionate about helping you protect your future than I am!