Life Insurance, Hickory, NC

HomeLife Insurance, Hickory, NC

When you work with me, you’ll get more than just the best life insurance policy for your needs.

Many people think that obtaining life insurance is a difficult process. They couldn’t be more mistaken! It all depends on who you work with. At Unifour Life and Retirement in Hickory, North Carolina, I am a life insurance specialist. That means I deal only in life and retirement solutions from Transamerica, which I believe is the best life insurance company in the world. Almost everyone can be accommodated by the various life insurance products they have to offer. In fact, I offer life insurance products that are perfect for those 55 and under who do not want to deal with the hassle of a medical exam.

Life Insurance in Hickory, North Carolina

I will take the time to ask the important questions so I can match you with the right life insurance product. I will also address all of  your questions, so you can move forward with confidence. I’ll go over the difference between term, whole life, and universal life products, as well as what living benefits are. Here is some basic information to give you an idea of the life insurance options available without a medical exam:

  • Transamerica’s Permanent Insurance– These products are the kind that won’t run out.
  • Transamerica’s Super Term Insurance– These are available without a medical exam for coverage amounts and ages listed below:
    • $100,000 – $2,000,000 for ages 18-45
    • $100,000 – $1,000,000 for ages 46-55
  • Transamerica’s Living Benefits Term Insurance– These are available as follows:
    • $100,000 – $249,999 for ages 18-60 (For these amounts, 18-55 best rate class is preferred, and 56-60 best rate class is standard)
    • $250,000 – $2,000,000 for ages 18-45
    • $250,000 – $1,000,000 for ages 46-55

Reach out today if you would like to learn more about my life insurance products or find out how they compare with what coverage you currently have. I always have your best interests in mind and will be there for you far beyond securing the life insurance you need.


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